Banking & Credit Cards

  • Home
  •   Service-Details

Financial Planning

Gain access to multi-lender debt and equity financing solutions and expertise to finance your complex M&A and capital restructuring initiatives.

Capital Markets

Gain access to multi-lender debt and equity financing solutions and expertise to finance your complex M&A and capital restructuring initiatives.


Select from a broad spectrum of customized credit solutions to provide working capital, finance equipment purchases or fund long-term strategic growth.

International Solutions

Work with our global banking specialists to gain access to international financing and currency hedging solutions to expedite your foreign trade objectives.

Card & Payment Services

Expedite payments to suppliers and assert greater control over T&E expenses while enjoying a variety of card-based rewards.

Treasury Management

Accelerate and simplify business transactions and gain greater control over receivables and payments.

Frequently Asked Questions

Learn More about how Citizens Commercial Banking can help your business be ready for what’s next

  • How do I read my account statement?

    Account statements provide information such as account value summary, realized gain (loss), account value detail, securities purchased or sold, deposits and withdrawals, dividends and interest, and other debit and credit activity.

  • What are my estate planning options?

    Estate Planning typically has three stages: Accumulation, Preservation and Distribution. Generally speaking, the accumulation phase usually is considered your working years where you are building your estate, the preservation stage is your retirement years and you are living off your assets and the third stage involves distributing your estate to your heirs. It is recommended you engage an attorney who can draft the legal documents you may need like a will, power of attorney and trusts to address your goals.

  • What is a Traditional IRA?

    A Traditional Individual Retirement Account (IRA) is a retirement account created for individuals to set aside money each year for retirement. The earnings are tax-deferred until they're able to make withdrawals at 59½ years of age or older, and is then taxed as regular income.

  • What are the benefits of IRA?

    There are many benefits to opening an IRA, including potential tax-deductible contributions, deferred taxes on earnings until you start making withdrawals, and the option to use your IRA to withdraw money (up to $10,000 penalty free) for a first-home down payment. Other penalty-free withdrawals include, but are not limited to, qualified higher education expenses, qualified first-home purchase (lifetime limit of $10,000), certain major medical expenses, certain long-term unemployment expenses, and disability or substantially equal periodic payments.

  • Are there different typesof Innuities?

    There are generally three types of annuities. A Fixed Rate annuity is typically more conservative and offers predictable returns, an Index Annuity offers a combination of potential growth and downside protection, while a Variable Annuity offers an array of investment choices and is typically for investors with a higher risk tolerance.

  • Can i Reinvest my Dividends?

    You can reinvest dividends on any United Kingdom stock or mutual fund held in your account at no charge. This service is available on all dividend-paying stocks and mutual funds listed on any exchange and any Nasdaq issue. Your account will automatically be credited with cash in lieu of fractional shares. Dividend monies will be reinvested in the open market on your behalf by placing a market order prior to the opening on the dividend payable date. You can set-up or make changes to your dividend reinvestment for any or all securities held in your account by contacting us .


Checking Account

Get the perfect account that meets your priorities for deposits and withdrawals.


Savings Account

From basic savings to money markets and fixed-interest rate CDs, we'll help you find a savings strategy that suits your goals and also provide you a basic type of bank account that allows you to deposit money, keep it safe, and withdraw funds, all while earning interest.


Online & Mobile bank

Simplify your banking – and your life – with secure, 24-hour access that ensures your money keeps up with you.


Credit Card

Get the card that fits your life and spending style which offer a host of rewards,cash back rewards, low interest rates,privileges, discounts and other benefits.


Digital Wallets

Get a Standered Digital that allow You to store funds, make transactions, and track payment histories by computer.


Certificates of Deposit (CDs)

CF GROUPP offers a certificate of deposit (CD) savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, issuing interest. When you cash in or redeem your CD, you receive the money you originally invested plus any interest.